Get Insured

Want to know that all your possessions are appropriately covered? Geelong Bank offers you a range of top quality covers through our agreement with QBE Insurance.  We offer a Multi Policy Discount, so once you have an existing Home & Contents, Landlords or Motor Insurance policy with us, you qualify for a multi policy discount of up to 10%. We even do all the hard work for you; just give us a call or go on-line.

And don't forget about protecting you!  Geelong Bank offers optional Life, Disability, Involuntary Unemployment and Trauma Insurance when you take out a loan.

 

We all have our valued possessions; along with many more we take for granted. While some are irreplaceable, there are a surprising number we would need to replace, should the worst happen. Home Cover is QBE’s building, contents and valuables insurance solution that can protect any or all of these scenarios. Plus you can save up to 10% when you combine your home and car insurance. See our contents valuation guide.

Home Cover Prestige is QBE’s building, contents and valuables insurance solution that can protect you for all scenarios. Home Cover Prestige provides peace of mind that, if, through specific events, your property is damaged, destroyed, lost, or stolen, it can be repaired or replaced. And it will usually be on a “new-for-old” basis, regardless of the item’s age. See our contents valuation guide.

How do you best protect a property you own and rent to tenants? With Landlord Cover, you have peace of mind that you’ll be covered if your property is damaged or destroyed by specific events (as set out in the policy wording.)

Cars cost money to buy, money to own, and money to run. With Car Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassle. Plus you can save up to 10% when you combine car and home insurance.

This Caravan insurance provides comprehensive cover for your caravan and optional cover for its contents. You can choose between ‘mobile’ cover for caravans that are at home, temporarily on-site or under tow; and ‘on-site only’ cover for immobilized and permanently sited caravans.

This will cover you for the unexpected, like loss, theft, damage or the unforeseen effects of violent weather. It also includes personal accident and legal liability cover for you, and any person you allow to be in control of your boat within Australian waters.

Covers damage to your motorcycle and can give cover to other peoples vehicles and property including legal liability.

We can offer a range of international and domestic travel insurance plans that are customised based on age group, destination and frequency and length of travel. This means that you can have peace of mind when travelling; knowing that if something goes wrong you’ll be covered for it.

Are you prepared for unforeseen events like accidents, illness, or involuntary unemployment; all of which bring pressure and uncertainty? Geelong Bank and QBE can protect you if such instances occur.

There are all sorts of reasons you might want to borrow money. It could be for a new car, a boat, to consolidate debt, or for a much needed holiday.  What you may not be so prepared for are the unforeseen events life can deal us - accidents, illness, or involuntary unemployment- all of which bring pressure and uncertainty. Covering any loss of income and additional expenses they cause would be bad enough, without worrying about the burden of loan repayments as well.

  Benefit  Main Conditions 
Life Cover  In the event of your death, pays the outstanding balance of your loan, including any arrears in monthly repayments up to two (2) months at the date of death, and less a rebate of charges. Cover available up to a maximum of $100,000
Trauma Cover  Pays the amount of cover selected by you in the event of positive diagnosis of any of the listed diseases such as chronic kidney failure, heart attack, coronary artery by-pass surgery, stroke, major organ transplant and cancer. Automatic cover of $10,000. You may elect to increase cover in multiples of $5,000 up to $50,000
Disability Cover  For each day you are unable to work due to illness or injury, Disability cover will pay to your Financial Institution 1/30th of your minimum monthly repayment until you are able to return to work. Maximum payable regardless of number of claims made during the period of insurance is $100,000
Involuntary Unemployment Cover  Should you involuntarily lose your job, for each day you are unemployed, Involuntary Unemployment cover will pay to your Financial Institution 1/30th of your minimum monthly repayment for up to 120 days or until you return to work, whichever occurs first. Maximum payable regardless of number of claims made during period of insurance is $7,500
   Benefit Main Conditions 
Life Cover  In the event of your death, pays the; original balance of your mortgage OR the amount of cover selected by you as shown on the policy schedule. Any amount remaining after paying out your mortgage is paid into your estate. Cover available up to a maximum of $500,000
Trauma Cover  Pays the amount of cover selected by you in the event of positive diagnosis of any of the listed diseases such as chronic kidney failure, heart attack, coronary artery by-pass surgery, stroke, major organ transplant and cancer. Automatic cover of $10,000. You may elect to increase cover in multiples of $5,000 up to $50,000
Disability Cover  For each day you are unable to work due to illness or injury, Disability cover will pay to your Financial Institution 1/30th of your minimum monthly repayment until you are able to return to work. Maximum payable regardless of number of claims made during the period of insurance is $200,000
Involuntary Unemployment Cover  Should you involuntarily lose your job, for each day you are unemployed, Involuntary Unemployment cover will pay to your Financial Institution 1/30th of your minimum monthly repayment for up to 120 days or until you return to work, whichever occurs first. Maximum payable regardless of number of claims made during period of insurance is $15,000
  Benefit Main Conditions
Life cover In the event of your death, we will pay to your financial institution the current Life cover insured loan contract amount stated in the Policy Schedule. Cover available up to a maximum of $500,000.
Disability cover

We will pay to your financial institution for each day of disability 1/30th of either:

(a) the minimum monthly repayment required shown on the loan
contract when it was first entered into; or

(b) the minimum monthly repayment amount required under the
loan contract on the date your disability first occurred;

whichever is the lesser.

Maximum amount payable is $3,000 per month (up to a maximum amount equivalent to thirty six (36) monthly repayments) whilst you remain disabled.
Trauma Cover Pays you the amount of cover selected by you in the event of positive diagnosis of any of the diseases or disabilities as shown in the Policy Wording. Automatic cover of $10,000. You may elect to increase cover in multiples of $5,000 up to $50,000 depending on your loan amount.
Involuntary unemployment cover

We will pay to your financial institution for each day of involuntary unemployment 1/30th of either:

(a) the minimum monthly repayment required shown on the loan
contract when it was first entered into; or

(b) the minimum monthly repayment amount required under the loan contract on the date your involuntary unemployment first occurred;

whichever is the lesser

Maximum of three (3) months involuntary unemployment  cover during any consecutive twelve (12) month period. The maximum amount we will pay for all involuntary unemployment claims made is $10,000 during the first five (5) years of the period of cover from the commencement date and $10,000 in any subsequent, unbroken period of five (5) years thereafter.

*Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased on referral from Geelong Bank.  

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you.

General Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.

Important notes: Terms, conditions and acceptance criteria apply. Cover limits and waiting periods apply as set out in the policy wording.  This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the product disclosure statement available at www.geelongbank.com.au to decide if a product is right for you.

Consumer Credit Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 for Disability and Involuntary Unemployment and Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492 for Life and Trauma.

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