Home & Contents Insurance

Protecting your home and possessions

Geelong Bank is committed to providing you with the best cover and service to help protect your most treasured items through to the everyday essentials through our trusted insurance partner, QBE.

Home Cover is QBE’s building, contents and valuables insurance that can protect against any or all of the following:

Major catastrophes – including fire, lightning, storm or flood damage. You can choose cover to protect your contents, as well as the real cost of rebuilding or repairing your home to the quality and size it is now.
Valuable contents when away from your home – such as music players, jewellery, digital cameras and sunglasses.

With Home Cover, you’ll have peace of mind that if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced - usually on a “new-for-old” basis, regardless of the item's age.

A selection of benefits

Benefits	Cover
New for old replacement on most items	Yes
Legal liability	$30 Million

Additional benefits	Cover
Building safeguard benefit	Yes
Burning out of electrical motors (fusion)	Yes
Environmental upgrade	Yes
Accommodation costs^*	Yes
Spoiled food from power failure	Yes
Essential temporary repairs	Yes
Loss of credit cards	Yes
Cost of replacing locks if your house keys are stolen	Yes
Cover when you move sites	30 days
Contents temporarily removed from your home	25% of sum insured, max $15,000
Legal defence costs	$2,500
Taxation audit	$2,500
Identity theft	$5,000
Replacement of documentation	$1,000

Optional benefits	Cover
Extended cover for contents in storage	Optional extra^**

^* Should you be unable to live in the home as a result of damage caused by a defined event

Insurance underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545. Geelong Bank distributes insurance under its own AFSL/Australian Credit Licence Number 244351.

This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. The Home Cover Product Disclosure Statement can be found on the relevant product page.

*Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased on referral from Geelong Bank. Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording.

Home & Contents Insurance