QBE Landlord Cover is there to protect your investment when you’re not, providing specialist cover when renting out your property. In addition to offering cover against vandalism, malicious damage and theft by tenants, as well as lost rental income, it also protects your property against fire, lightning, storm or flood damage, falling trees and unforeseen catastrophes.
Benefits |
Cover |
Legal liability | $30 Million |
Additional benefits |
Cover |
Building safeguard benefit | Yes |
Environmental upgrade | Yes |
Burning out of electrical motors (fusion) | Yes |
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event | Yes |
Essential temporary repairs | Yes |
Works of art | $5,000 |
Building materials awaiting installation | $5,000 |
Optional benefits |
Cover |
Cover for rent default | Optional extra |
Cover for theft and/or vandalism by tenants | Optional extra |
QBE has made it possible for you to enjoy a range of discounts on your premium:
The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.
Continue to earn a no claim bonus discount, up to our maximum level, the longer you go without making a claim.
An excess is the amount you’ll need to pay if you make a claim. You can tailor your premium by choosing an excess of: $100, $250, $500, $750, $1,000, $10,000 or nil excess.