Landlords Insurance

Protecting your investment property and income

QBE Landlord Cover is there to protect your investment when you’re not, providing specialist cover when renting out your property. In addition to offering cover against vandalism, malicious damage and theft by tenants, as well as lost rental income, it also protects your property against fire, lightning, storm or flood damage, falling trees and unforeseen catastrophes.

A selection of benefits

Benefits	Cover
Legal liability	$30 Million

Additional benefits	Cover
Building safeguard benefit	Yes
Environmental upgrade	Yes
Burning out of electrical motors (fusion)	Yes
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event	Yes
Essential temporary repairs	Yes
Works of art	$5,000
Building materials awaiting installation	$5,000

Optional benefits	Cover
Cover for rent default	Optional extra
Cover for theft and/or vandalism by tenants	Optional extra

Ways to save

QBE has made it possible for you to enjoy a range of discounts on your premium:

Security discounts

The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.

Household no claim bonus

Continue to earn a no claim bonus discount, up to our maximum level, the longer you go without making a claim.

A choice of excess

An excess is the amount you’ll need to pay if you make a claim. You can tailor your premium by choosing an excess of: $100, $250, $500, $750, $1,000, $10,000 or nil excess.

Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased on referral from Geelong Bank.

Landlords Insurance