We often invest a lot in our cars. Apart from its value, your car can also be an essential part of your daily life, so it deserves the best protection.
Geelong Bank is committed to providing the best cover and service to protect your car, through our trusted insurance partner, QBE. Relax and enjoy the drive, knowing should an accident happen, QBE is there to have you back on the road as quickly as possible.
QBE offers a range of cover options, so you can choose the one that suits you best.
This provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.
If you’re a more experienced driver over the age of 30, and others under 30 won’t be driving the car, you can nominate two drivers over 30 and take out a full comprehensive policy at a discounted price.
With QBE’s comprehensive Motor Insurance, we’ll pay the difference between the total loss amount and the amount to pay out the finance agreement, up to a maximum of 25% of your vehicle’s sum insured where:
This cover insures you for damage to other people’s property caused by your car. It also insures you for damage to your own car caused by fire or as a result of it being stolen, but doesn’t insure you for any accidental damage to your car.
Insure your brand new car with QBE within two years of purchase and, if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).
Comprehensive (including Nominated 30+ Driver Policies)
Third Party Fire and Theft (Victoria only)
|Accidental loss or damage to your vehicle||Yes||No|
|Loss or damage caused by fire or theft||Yes||Yes|
|14 day hire car following theft||Yes||Yes|
|Windscreen or window glass breakage cover option||Yes||No|
|4 year new car replacement option||Yes||No|
|Repairs or replacement of single box trailer||Yes||No|
|Towing costs following loss or damage||Yes||No|
|Essential temporary repairs||Yes||No|
|Cover for personal items damaged in an accident||Yes||No|
|Hire car after accident option||Yes||No|
|Emergency accommodation and transport costs||Yes||No|
|Finance Gap cover||Yes||No|
|Uninsured motorist benefit||Yes||Yes|
|Legal liability for damaged caused by your passenger to another person's property||Yes||Yes|
|Legal liability for other people driving your vehicle||Yes||Yes|
|Legal cost incurred in relation to legal liability cover||Yes||Yes|
QBE has made it possible for you to enjoy a range of discounts on your premium:
Excess is the amount you’ll need to pay if you make a claim. You can tailor your premium by selecting your vehicle excess.
If you’ve been claim-free for a period of 12 months or more, you may qualify for a no-claim bonus of up to 60% off the base premium.
Insurance underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545. Geelong Bank distributes insurance under its own AFSL/Australian Credit Licence Number 244351.
This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. The product disclosure statement can be found on the relevant product page.
*Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased on referral from Geelong Bank. Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording.