The minimum amount you can borrow is $1,000 for a Personal Loan (secured or unsecured). You may wish to consider a credit card for smaller amounts. The maximum amount you can borrow will depend upon your circumstances. Secured loans are dependent upon the security offered. In all circumstances our personal loans are limited by your ability to meet your repayments. Wish to calculate how much you could borrow? Use our Loan Calculator.

Geelong Bank is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Therefore you must be a member of Geelong Bank to have a loan.

Geelong Bank gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. The quicker you pay out your loan the more money you save in interest charges. We do not charge a fee for early repayment of your loan.