Balance	Interest Rate (p.a.) - 3 months	Interest Rate (p.a.) - 6 months	Interest Rate (p.a.) - 12 months
$5,000 – $24,999	2.95% pa	3.70% pa	4.00% pa
$25,000 – $49,999	3.05% pa	3.80% pa	4.10% pa
$50,000 or more	3.15% pa	3.90% pa	4.20% pa

Provides a regular monthly income. Minimum balance $5,000. Interest is calculated daily, fixed for the full term and paid automatically each month into a separate account.