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Used Car Loan

Used Car Loan

Drive away in your pre-loved car with our award winning Used Car Loan. Competitive interest rates, fast approval and features like free redraw that you’ll actually use.

✓ Pre-loved cars
✓ Repayment flexibility
✓ Low interest rate

10.95 % p.a. Interest rate 11.27 % p.a. Comparison rate

Product Features:

Car Loan Features
Minimum Amount : $5,000
Establishment Fee : $220
Maximum Term : Up to 7 years
Redraw Facility : Yes
Redraw Fee : $0
Repayment Frequency : Monthly, fortnightly, weekly
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0

FAQs

Read our most frequently asked questions below or view all our Car Loan FAQs.

The minimum amount you can borrow is $5,000. The maximum amount you can borrow is determined by your ability to meet the repayments of the loan. Wish to calculate how much you could borrow? Use our Loan Calculator.

Geelong Bank is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Therefore you must be a member of Geelong Bank to have a loan.

Geelong Bank gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. The quicker you pay out your loan the more money you save in interest charges. We do not charge a fee for early repayment of your loan.

 

Documents & Forms

TARGET MARKET DETERMINATION

Used Car Loan

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Footnotes:

  • 1 Comparison rates are based on a secured loan of $30,000 over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 2 You must be at least one months repayment in advance plus $100 to obtain a redraw.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.

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