HomeBuilder Loan

Looking to build a new home or substantially renovate your current home?  Geelong Bank’s new HomeBuilder Loan is designed for eligible owner occupiers (including first home buyers) wishing to take advantage of the Australian Government’s HomeBuilder grant of $25,000.

For more information read the Australian Government HomeBuilder Grant Guidelines.

Interest rates from 2.69% p.a.    2.72% p.a.*

Owner Occupied - P & I LVR <80%

Find out more about our other rates.

* Comparison rate is based on a secured loan amount of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the example given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.


Product Features:

Home Loan Features
Redraw Facility : Yes
Establishment Fee : $300
Valuation fees : At cost
Annual Fee : $0
Monthly Fee : $0
Redraw Fee : $0
Ability to top-up loan : Yes
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
Maximum Amount : Up to 97% of value of property with LMI capitalised
Maximum Terms in Years : 30 years

How much can I borrow?

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