Mutual Home Loan

Our Mutual Home Loan offers a very low on-going variable rate and will suit First Home Buyers.


 

Product Features:

Home Loan Features
Redraw Facility : Yes
Establishment Fee : $250
Valuation fees : At cost
Annual Fee : $0
Monthly Fee : $0
Redraw Fee : $0
Ability to top-up loan : Yes
Offset Account : Yes
Loan Repayment Insurance : Yes
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0
ATM/EFTPOS Access : Yes
Maximum Amount : Up to 97% of value of property with LMI capitalised
Maximum Terms in Years : 30

How much can I borrow?

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Footnotes:

  • 1 You must be at least one months repayment in advance plus $100 to obtain a redraw.
  • 2 Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 Terms, conditions and acceptance criteria apply. Cover limits and waiting periods apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the product disclosure statement available at www.geelongbank.com.au to decide if a product is right for you.