Protect your investment property with our Landlords Insurance
Landlords Residential Property Insurance helps protect your investment property against a range of events, like if it is damaged by tenants or destroyed by fire. CGU Insurance also offer optional cover to protect your rental income – for added peace of mind.
Compare Landlords Insurance
Are you leaving some big-ticket items in the property you’re renting out, like a fridge, couch or TV? Or is it completely empty? You can tailor your landlords insurance to suit you – with options to add extra cover for liability, rent default or loss of rent.
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Building and ContentsLandlords Insurance helps give peace of mind that your investment property and contents are covered. ✓ Residential buildings ✓ Domestic outbuildings such as garages and sheds ✓ Infrastructure for services ✓ Built-in swimming pools and spas ✓ Carpets ✓ Curtains or internal blinds ✓ Furniture and white goods |
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Contents onlyIf your building is already insured by an owner’s corporation or strata, you may want to insure just the contents of the property. ✖ Residential buildings ✖ Domestic outbuildings such as garages and sheds ✖ Infrastructure for services ✓ Non built-in swimming pools and spas ✓ Carpets ✓ Curtains or internal blinds ✓ Furniture and white goods |
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Building onlyIf your tenants are furnishing the property, you may only want cover for the building itself. This includes items attached to the property, like awnings, but not carpets and curtains – these are considered contents. ✓ Residential buildings ✓ Domestic outbuildings such as garages and sheds ✓ Infrastructure for services ✓ built-in swimming pools and spas ✖ Carpets ✖ Curtains or internal blinds ✖ Furniture and white goods |
We're here to help you
Our friendly staff are here to assist you in finding the right cover. Get in contact for an obligation free quote or help arranging your policy.
Landlords Insurance FAQs
Learn more about lanrdlords insurance.
Your investment property is likely to be one of your biggest assets, so it’s important to protect it. Imagine if the property was damaged or destroyed by fire. Without insurance, your investment income would go up in flames, too.
Also keep in mind that, if you’ve borrowed money to buy your investment property, your financial institution may say that you have to take out insurance on the property.
Loss of rent is an optional extra you can add to your policy. If you choose it, we’ll cover any loss of rent equal to the weekly amount up to 12 months following an event that makes the property uninhabitable.
To see what you’re covered for with loss of rent, please read the PDS.
As long as you take out Buildings & Contents or Buildings cover for your landlords insurance then, yes, it’s covered. This means that if a storm, fire, landslide, bungled burglary or other event causes damage to your property, we’ll cover it.
To see exactly what types of buildings we cover and what the building is covered for, please read the PDS.
There are many factors that influence your insurance premium – from your property’s location to the materials used to build it.
The best way to get an answer is to get a quick quote.
Important Documents
Before you decide on the cover, read the Product Disclosure Statement (PDS) and Target Market Determinations. In the PDS you’ll learn everything you need to know about what’s covered and what’s not.
Get a quote today!
Other insurance products
CAR INSURANCE
Depending on the type of cover you choose, if your car is in an accident, CGU’s car insurance can help cover the cost of damage to cars and property, as well as injury to other drivers.
HOME & CONTENTS INSURANCE
Buying or renting your first home? Or, have the kids moved out and you have the house to yourselves? With the range of options we can offer you through CGU Insurance, you will be able to choose the right home insurance to help suit your needs.
The advice on this web page is general advice only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). Terms, conditions, and limits apply, please see full Product Disclosure Statement (PDS) for details.
Ford Co-operative Credit Society Limited ABN 74 087 651 456 trading as Geelong Bank AFSL 244351 (Geelong Bank) acts as a referrer under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 Australian Financial Services Licence No. 227681, trading as CGU Insurance (CGU). If you take out an insurance product with CGU Insurance, it will pay Geelong Bank a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to Geelong Bank are included as part of your premium. When making decisions about insurance, consider the Product Disclosure Statement and Target Market Determinations available from www.cgu.com.au.
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