Affinity Car Loan

Sort your car loan before you head off to the car yard to buy your new car, with Geelong Bank’s Special Offer. This loan is perfect if you are looking to buy a new car or a car that is still under the manufacturer’s warranty. 

✓ Free online redraw
✓ No ongoing fees
✓ Low interest rate

5.95 % p.a. Interest rate 6.25 % p.a. Comparison rate


Awarded winner InfoChoice Banking Awards 2021 Best of the Best Car Loan - New Variable Rate


Product Features:

Car Loan Features
Minimum Amount : $5,000
Establishment Fee : $220
Maximum Term : Up to 7 years
Redraw Facility : Yes
Redraw Fee : $0
Repayment Frequency : Monthly, fortnightly, weekly
Additional Repayments Accepted : Yes
Additional Repayments Fee : $0


Read our most frequently asked questions below or view all our Car Loan FAQs.

The minimum amount you can borrow is $5,000. The maximum amount you can borrow is determined by your ability to meet the repayments of the loan. Wish to calculate how much you could borrow? Use our Loan Calculator.

Geelong Bank is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Therefore you must be a member of Geelong Bank to have a loan.

Geelong Bank gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. The quicker you pay out your loan the more money you save in interest charges. We do not charge a fee for early repayment of your loan.


Documents & Forms


Affinity Car Loan

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  • 1 Personal loan rate applies if vehicles are >5 years old. Loans subject to normal lending criteria and approval and must have manufacturer’s warranty.
  • 2 Comparison rates are based on a secured loan of $30,000 over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 You must be at least one months repayment in advance plus $100 to obtain a redraw.