First Home Buyers

Your family members can use their own home’s equity to provide additional security for a portion of your loan amount. This solution reduces your loan to value ratio and can also save you a significant amount of money by reducing or even avoiding the need to pay lender’s mortgage insurance. So get into your home faster, with help from your family.

• Avoid paying thousands in mortgage insurance (where the loan does not exceed 80% of the value of the property).
• Allows you to maximize the amount you can borrow.
• Gets you out of the rent trap and closer to owning your own home. 

• Allows the guarantor to nominate a specific amount the guarantor is limited to.
• Once the loan is reduced or the property increases in value the guarantee can be released.
• Helps adult children purchase a home by using equity in the family members home rather that having to provide cash for the deposit.