First Home Buyers

We make it easier for first home buyers to own their home. If you are struggling to save a deposit for your first home our family guarantee option maybe the answer to owning you own home sooner.


Get your home sooner when a family member guarantees part of your home loan.

Do your parents want to help you buy a home? Our Family Guarantee Option is a way for your parents or family to help purchase a home without them actually providing the cash for a deposit.

Your family members can use their own home’s equity to provide additional security for a portion of your loan amount. This solution reduces your loan to value ratio and can also save you a significant amount of money by reducing or even avoiding the need to pay lender’s mortgage insurance. So get into your home faster, with help from your family.

  • Avoid paying thousands in mortgage insurance (where the loan does not exceed 80% of the value of the property).
  • Allows you to maximize the amount you can borrow.
  • Gets you out of the rent trap and closer to owning your own home. 
  • Allows the guarantor to nominate a specific amount the guarantor is limited to.
  • Once the loan is reduced or the property increases in value the guarantee can be released.
  • Helps adult children purchase a home by using equity in the family members home rather that having to provide cash for the deposit.

How much can I borrow?

I'd like to know more about