Personal Loan

Perfect for your dream holiday, kids education, a boat or caravan or to consolidate your debts. Whatever the purpose Geelong Bank can offer you a loan to suit your personal needs.

  • Free online redraw
  • Make extra repayments without penalty
  • Make repayments weekly, fortnightly or monthly 

Interest rates from:

9.95% p.a.

10.27% p.a.*

* Comparison Rate

Find out more about our other rates.

* Comparison rate is based on a secured loan amount of $30,000 over a term of 5 years.  WARNING: This comparison rate is true only for the example given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.


Product Features:

Personal Loan Features
Minimum Amount : $1,000
Maximum Term : Up to 7 years
Establishment Fee : $195
Redraw Facility : Yes
Redraw Fee : $0
Repayment Frequency : Weekly, fortnightly or monthly
Additional Repayments Accepted : Yes

How much can I borrow?

I'd like to know more about


  • 1 You must be at least one months repayment in advance plus $100 to obtain a redraw.