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On 18 August 2026, eligible Geelong Bank Visa cards were automatically enrolled in Visa Click to Pay. Click here to find out more.
This information about fees and charges applicable to our loan products is indicative only. In some circumstances more than one fee may apply.
| Loan Application Fees: | |
| Personal Loans | $220.00 |
| Home Loans |
$300.00 Additional charges apply if more than one property included Preparation / Discharge |
All Government duties/taxes relating to loans transactions will be debited to the loan account. Fees payable to other third parties may apply.
As charged by appropriate authority.
| Credit Facilities: | |
| Arrears letter per occasion | $30.00 |
| Default Notice Fee per occasion |
$200.00 - Mortgage Loans $50.00 - Personal Loans |
| Administration Fees: | |
| Security Administration Fee | $8.00 - Personal Loans |
| Security Variation Fee | $15.00 - Personal Loans |
| Value Home Loan Administration Fee | $8.00 per month |
| Progressive Drawing Fee (mortgage loans) | $50.00 |
| Variation Fee |
$100.00 - Mortgage Loans $50.00 - Personal Loans |
| Portability Fee |
$350.00 - Mortgage Loans $100.00 - Personal Loans |
| Additional Security Fee | $150.00 |
| Conversion/Switching Fee | $300.00 |
| Production of Title Fee | $350.00 |
| Arranging a Withdrawal of Registered Security | $250.00 |
| Discharge Settlement Fee (per security property) | $300.00 |
| Settlement Rebooking Fee | $100.00 |
| Construction Fee | $245.00 |
| Guarantee Fee | $200.00 |
| Lenders Mortgage Fee | $50.00 |