Early Bird Christmas Club Account

It's never too early to start planning for Christmas! Open a Christmas Club Account and enjoy a cash injection in November ready for your Christmas shopping. Your funds will be available from 1st November through to the 31st January to remove the temptation of spending prior to Christmas.

Earn 0.30% p.a.

View other rates here


  • Money can be credited automatically to any of these accounts directly from a payment forwarded to Geelong Bank.
  • You can split up your pay into different accounts to allow weekly/monthly regular payments to be paid or to credit funds into an account that you are using to save money.
  • You can access these accounts though our Direct Access 24hr phone banking service and the internet banking service 7 days a week 24 hrs a day between November 1 and January 31.
  • At account opening you must also have a Geelong Bank at call transaction account.
  • Access by Internet/Phone only for viewing only.
  • Deposits: Funds may be transferred into the Christmas Club Account.
  • Withdrawals: Funds are at call between the 1st November and 31st January.  One withdrawal is permitted without penalty for the remainder of the year. 
  • Direct Credits: Funds may be electronically transferred into this account on a regular basis.

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