Early Bird Christmas Club Account

A Christmas Club Account is a great way to save for Christmas. Your funds will be available from 1st November through to the 31st January to remove the temptation of spending prior to Christmas.

Earn 0.30% p.a.

View other rates here


  • Money can be credited automatically to any of these accounts directly from a payment forwarded to Geelong Bank.
  • You can split up your pay into different accounts to allow weekly/monthly regular payments to be paid or to credit funds into an account that you are using to save money.
  • You can access these accounts though our Direct Access 24hr phone banking service and the internet banking service 7 days a week 24 hrs a day between November 1 and January 31.
  • At account opening you must also have a Geelong Bank at call transaction account.
  • Access by Internet/Phone only for viewing only.
  • Deposits: Funds may be transferred into the Christmas Club Account.
  • Withdrawals: Funds are at call between the 1st November and 31st January.  One withdrawal is permitted without penalty for the remainder of the year. 
  • Direct Credits: Funds may be electronically transferred into this account on a regular basis.

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