Total Access Account

Whether you are looking for day-to-day access over the counter, via the Internet or phone, or wanting the convenience of EFTPOS or ATM, we have a transaction account to meet your needs. Full range of payment facilities include Bpay, cheque book and overdraft facility.

✓ Convenient 24 hr access using our full range of access facilities
✓ Overdraft available

Product Features:

Savings Accounts Features
Annual Fee : $0
Monthly Fee : $5
Funds Available : At Call
Auto Sweep Facility : Yes
Overdraft : Yes
Personal Cheque Facility : On application
Branch Access : Yes
ATM/EFTPOS Access : Yes
BPAY : Yes
Direct Entry (Credit/Debit) : Yes
Visa Debit Card : Yes
  • Funds are available at call;
  • You can split up your pay into different accounts to allow weekly/monthly regular payments to be paid;
  • The redicard enables you to access all ATM and EFTPOS terminals throughout Australia, networks through on-line Australia Post Offices;
  • Pay instantly for purchases under $100 by waiving your payWave redicard over a secure contactless terminal;
  • Internet banking, our mobile banking app and telephone banking are available 24 hrs a day 7 days a week.
  • Full range of payment facilities include redicard, Bpay, cheque book and overdraft facility.
  • Funds may be accessed over the counter, via the Internet, our mobile banking app, telephone, EFTPOS, or ATM.
  • You must be a registered internet banking user. Internet banking is not available where two or more parties must sign to transact on the account.
  • Internal transfers can be made over the counter, by internet, our mobile banking app. 

FAQs

Read our most frequently asked questions below or view all our FAQs.

Geelong Bank is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Part of the membership process is to open an account.

The Financial Claims Scheme (FCS) is an Australian Government scheme that provides protection and quick access to deposits in banks, building societies and credit unions in the unlikely event that one of these financial institutions fails.

Under the FCS, certain deposits are protected up to a limit of $250,000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) that is incorporated in Australia and authorised by the Australian Prudential Regulation Authority (APRA).

The FCS can only come into effect if it is activated by the Australian Government when an institution fails. Once activated, the FCS will be administered by the Australian Prudential Regulation Authority (APRA).

In an FCS scenario, APRA would aim to pay the majority of customers their protected deposits under the Scheme within seven calendar days.

 

Documents & Forms

Target Market Determination

Bank Accounts

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Important Information

Footnotes:

  • 1 There is no monthly fee of $5.00 if the minimum monthly balance is greater than $3, 000, or you maintain a banking relationship with Geelong Bank of $20,000 or more.