Following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate by 0.25%, Geelong Bank will reduce variable home interest rates for existing borrowers by 0.25% per annum (p.a.) from 7 March 2025. 

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Product Summary

Affinity Home Loan

The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges. For a low annual fee, you will enjoy the benefits of an Affinity Savings account, an Amigo Credit Card, and a no obligation, free financial planning consultation with Bridges.

  • 7.16%pa Interest rate
  • 7.41%pa
    Comparison rate
Apply Now Find Out More

Internal summary style

Affinity Home Loan

The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges. For a low annual fee, you will enjoy the benefits of an Affinity Savings account, an Amigo Credit Card, and a no obligation, free financial planning consultation with Bridges.

  • 7.16%pa Interest rate
  • 7.41%pa
    Comparison rate
Apply Now Find Out More

 

  Interest Rate Comparison Rate
Affinity Home Loan 7.16 % pa   7.41 % pa  

Interest Rate (styled)

7.16 % pa

Comparison Rate (styled)

7.41 % pa

Interest and Comparison Rate with descriptive text

7.16 % pa Interest rate 7.41 % pa Comparison rate

 

Product Features:

Credit Card Features
Interest Free Days : 55
Annual Fee : $49
Late Payment Fee : $25
Minimum Credit Limit : $1,000
Minimum Repayments Percentage : 3%
Exceed Credit Limit Fee : $40
Purchase Interest Rate : 11.99% pa
Cash Advance Interest Rate : 11.99% pa
Balance Transfer Rate : 4.99% pa
Balance Transfer Rate Term : 6 months

Footnotes:

  • 1 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.
  • 2 Comparison rate is based on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.

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