Deposit rates

Christmas Club Account (S2)

Balance	Interest Rate (p.a.)
$1 or more	3.00 % pa

YAS Young Achiever Savings Account (S50)

Balance	Interest Rate (p.a.)
$1 or more	1.20% pa
Bonus	1.65% pa
Earn up to	2.85% pa

Interest calculated daily and paid monthly.

Achieve Saver Account (S55)

Balance	Interest Rate (p.a.)
$1 - $4,999	0.01% pa
$5,000 or more	1.15% pa
Bonus	1.30% pa
Earn up to	2.46% pa

Interest calculated daily on the portion of the balance in each tier and paid monthly.

Access Saver Account (S60) (Closed to new accounts)

Balance	Interest Rate (p.a.)
$1 – $19,999	0.00% pa
$20,000 – $49,999	0.00% pa
$50,000 – $99,999	0.00% pa
$100,000 or more	0.00% pa

Interest calculated daily and paid monthly. The interest rate is determined by which tier the balance of the account is in and then applying that tiers interest rate to the whole balance of the account.

On-Line Saver Account (S70)

Balance	Interest Rate (p.a.)
$1 or more	1.25 % pa

Interest calculated daily and paid monthly.

iSaver Account (S80)

Balance	Interest Rate (p.a.)
$1 or more	1.10% pa
Bonus	1.36% pa
Earn up to	2.46% pa

Interest calculated daily and paid monthly.

Superfund Maximiser Account (S75)

Balance	Interest Rate (p.a.)
$1 to $250,000	3.95% pa
$250,000	3.95% pa

Interest calculated daily on the portion of the balance in each over tier and paid monthly.

Total Access Account (S1)

Balance	Interest Rate (p.a.)
$1 or more	0.00 % pa

Redi Access Account (S13)

Balance	Interest Rate (p.a.)
$1 or more	0.00 % pa

Senior Savers Account (S65)

Balance	Interest Rate (p.a.)
Up to $9,999	1.05% pa
$10,000 - $49,200	1.10% pa
$49,201 - $249,999	1.20% pa
$250,000 or more	1.40% pa

Interest calculated daily on the portion of balance in each tier and paid quarterly in March, June, September and December. For more information on these products refer to our separate fact sheets.

Fixed Term Deposit Investment Accounts

Balance	Interest Rate (p.a.) - 3 months	Interest Rate (p.a.) - 4 months	Interest Rate (p.a.) - 5 months	Interest Rate (p.a.) - 6 months	Interest Rate (p.a.) - 12 months
$500 – $4,9990.90	2.75% pa	2.75% pa	2.75% pa	3.25% pa	3.75% pa
$5,000 – $24,999	3.05% pa	3.05% pa	3.05% pa	3.55% pa	4.05% pa
$25,000 – $49,999	3.15% pa	3.15% pa	3.15% pa	3.65% pa	4.15% pa
$50,000 or more	3.25% pa	3.25% pa	3.25% pa	3.75% pa	4.25% pa

Interest rates are fixed for the full term can be automatically reinvested with interest paid on maturity. Interest is calculated daily. Minimum balance of $500.

Regular Income Investment Accounts

Balance	Interest Rate (p.a.) - 3 months	Interest Rate (p.a.) - 6 months	Interest Rate (p.a.) - 12 months
$5,000 – $24,999	2.95% pa	3.45% pa	3.95% pa
$25,000 – $49,999	3.05% pa	3.55% pa	4.05% pa
$50,000 or more	3.15% pa	3.65% pa	4.15% pa

Provides a regular monthly income. Minimum balance $5,000. Interest is calculated daily, fixed for the full term and paid automatically each month into a separate account.

Important information

Footnotes:

¹ Interest calculated daily and paid annually. Christmas Club funds are available 1st November to 31 January each year.
² Make a deposit and no withdrawals per calendar month to qualify for Bonus.
³ Make a minimum deposit of $50 per calendar month – Note: one withdrawal per calendar month is permitted. Bonus payable on amounts up to $250,000.
⁴ Make a minimum deposit of $200 per calendar month to qualify for Bonus. Bonus payable on amounts up to $250,000.

Deposit rates

Christmas Club Account (S2)

YAS Young Achiever Savings Account (S50)

Achieve Saver Account (S55)

Access Saver Account (S60) (Closed to new accounts)

On-Line Saver Account (S70)

iSaver Account (S80)

Superfund Maximiser Account (S75)

Total Access Account (S1)

Redi Access Account (S13)

Senior Savers Account (S65)

Fixed Term Deposit Investment Accounts

Regular Income Investment Accounts

Footnotes:

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