Loan Interest Rates

Current Loan / Credit Facility Interest Rates

Affinity Home Loan Interest Rate (p.a.) Comparison Rate (p.a.)
Owner Occupied - P&I LVR <80% 3.99% 4.28%#
Owner Occupied - P&I LVR >80% to <90% 4.09% 4.38%#
Owner Occupied - IO LVR <80% 4.44% 4.73%#
Owner Occupied - IO LVR >80% to <90% 4.59% 4.88%#
Investment - P&I LVR <80% 4.39% 4.68%#
Investment - P&I LVR >80% 4.59% 4.87%#
Investment - IO LVR <80% 4.69% 4.97%#
Investment - IO LVR >80% 4.89% 5.17%#

 

Mutual Home Loan Interest Rate (p.a.) Comparison Rate (p.a.)
Owner Occupied - P&I LVR <80% 4.09% 4.11%#
Owner Occupied - P&I LVR >80% to <90% 4.19% 4.21%#
Owner Occupied - P&I LVR >90% 4.39% 4.41%#
Owner Occupied - IO LVR <80% 4.64% 4.66%#
Owner Occupied - IO LVR >80% to <90% 4.79% 4.81%#
Owner Occupied - IO LVR >90% 4.89% 4.91%#
Investment - P&I LVR <80% 4.59% 4.61%#
Investment - P&I LVR >80% 4.79% 4.81%#
Investment - IO LVR <80% 4.89% 4.91%#
Investment - IO LVR >80% 5.09% 5.11%#

 

Relocation Home Loan Interest Rate (p.a.) Comparison Rate (p.a.)
Bridging Finance up to 12 months (with no end loan) 5.79% 5.81%#

# Comparison rates are based on a secured loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Car & Personal Loans Interest Rate (p.a.) Comparison Rate (p.a.)
Car Loans from 6.95% 7.22%#
Home Improvement Loan from 9.95% 10.27%#
Personal Loan from 10.95% 11.27%#

# Comparison rates are based on a secured loan of $30,000 over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit Facility Interest Rate (p.a.)
Overdraft from 14.30%
Credit Card - Amigo Interest Rate (p.a.)
Balance Transfer 4.99% *^
Purchases and Cash Advances 11.99%

The Amigo Visa Credit Card is issued on behalf of Ford Co-operative Credit Society Limited ABN 74 087 651 456 trading as Geelong Bank by Community First Credit Union Ltd ABN 80 087 649 938, AFSL and Australian Credit Licence Number 231204. Amigo: Credit eligibility criteria, terms and conditions, fees and charges apply. Rates are current as at 1/1/2018 and subject to change without notice.

* This is an introductory rate for 6 months only on balance transfers. This introductory rate is for 6 months from funding.

^ After the initial 6 month introductory period, the interest rate of 4.99% p.a. will revert back to the standard credit card rates at the time. Currently this rate is 11.99% p.a. This offer is only available for new applications and can be withdrawn at any time without notice. For more information visit www.geelongbank.com.au.

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